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Archive for the ‘Uncategorized’ Category

You Know It’s Time to Move On

I have a friend who is being compelled to move from her longstanding residence shortly, due to a very unfortunate set of circumstances. She is quite unhappy, having to give up the apartment, albeit in a creaky old house, given its scenic, multidirectional view, but the environment has become untenable.

One of the constants of life is change – but some changes are much earlier to adapt to than others. (more…)

Charitable Rewards

According to a recent report from the Fraser Institute, using tax data, the percentage of Canadians giving to charities has diminished to about 21% from a level of 25% ten years earlier. It has also gone down as a percentage of income.

Americans compare more favourably on this particular scale, with nearly 25% contributing and at a much higher rate of income than Canadians. (more…)

TOP 10 New Year’s Resolutions for 2018

It may be a new year, but there’s still baggage on the horizon…

  1. Lose weight by trimming your bling or dysfunctional cosmetic implants, whichever is heavier
  2. Get brochures or postcards of travel destinations you would have gone to if they were more affordable
  3. Set up a dart board with images of individuals or businesses which would benefit from getting the point
  4. Post a list of resolutions in declining font size and brightness so the later ones can be overlooked more easily
  5. Use a business card with a chip which allows for it to be remotely dissolved if the cardholder proves unworthy
  6. Invent a new species and become its trusted advisor in bilateral negotiations
  7. Memorize the first and last lines of book chapters so you sound like you are well read
  8. Develop a new social networking site which functions strictly to vote and comment on other social networking sites
  9. Eliminate any references to ‘trumped-up’, since that expression now has an inescapably deflating political connection
  10. Take back-to-back courses on empathy and callousness, then have a point-counterpoint debate with yourself

(more…)

TOP Craft Show Products of the Future

The year-end holiday season is the ripest time of the year for most retailers, providing more customers the chance to satisfy their gift buying goals.

While the ‘bricks-and-mortar’ version of the typical retail establishment has become increasingly usurped by on-line alternatives, there remains an important factor in favour of the former: the tactile experience of checking out items in the flesh. There are times you need to feel or examine a potential purchase before being truly satisfied the cost/benefit analysis works in your favour. (more…)

The Untapped Insurance Market

The year-end issue of The Insurance & Investment Journal continues its core mandate of covering the inexorable evolution of these integral aspects of personal financial planning.

No matter what the product or service being offered, WIIFM (What’s in it for me?) is always paramount for the prospective buyer, or, put another way, the cost/benefit analysis needs to favour the latter part of the equation.

But what of products or services appealing to limited, niche markets? (more…)

10 Alternate Strategies for Self-Reflection

In a recent posting, The Look of Reflection, it was noted that the human impulse to making comparisons seems pervasive. Therefore, finding effective strategies helps us to cope, and hopefully in time thrive.

It’s worth considering that there are many other available strategies to reflect on, for uncovering and energizing the ‘better you’. (more…)

TOP 10 ‘Black Friday’ Shopping Realities

Tis the time of year for great expectations – on the part of shoppers looking for bargain prices.

Be it pre-Black Friday, Black Friday week, or the day itself, not to mention Cyber Monday, with surely in time more marketing lures to come, there is an aura of ‘spend now, to save later’ in the air. This seems to be going on for an expanding time frame every year. (more…)

The Look of Reflection

How vulnerable are you to an overload of envy about the success of others, especially people you know well?

An article in the December issue of Psychology Today delves into this subject, with a subtext of measuring how happy and successful we feel about our own lives. The ease with which this can become a personal issue has been dramatically escalated by the rise in access to and influence of social media. (more…)

A Multidimensional Palette

An item in the December issue of Psychology Today covers the arena of colours, which are not perceived the same universally, since many of us literally see them differently.

The article focuses on the daughter of a London florist, as such well acquainted with a wide palette from an early age, who has authored a book titled, “The Secret Lives of Color” (not British spelling, for some reason). The latter covers the history of seventy-five colours, including such obscure varieties as hematite and obsidian. (more…)

How to Increase Business as Much as 500%

Anyone involved with building a successful business knows that it grows, or it founders. If increasing the pool of customers or sales does not occur each year, then the business will go downhill; no matter how effective one is, drop-offs inevitably occur with the current base, for a variety of reasons.

In the October issue of The Insurance & Investment Journal, the ‘advice’ column addresses the issue of staying on track with goals, with the carrot-on-a-stick of increasing results by as much as 500%. (more…)