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TOP 10 Double-Edged Benefits of Spring

After a very tough winter, slowing ebbing away this week officially but not in evidence, let’s remember that some expressions shift to another side of their connotations…

  • ‘White out conditions’ refer mainly to the need to correct typos
  • ‘Bundling up’ means trying to combine services for a cheaper rate
  • ‘Skating on thin ice’ focuses on one’s status in the workplace or relationships
  • A ‘Blanket of snow’ reverts to its rightful place as a soft assessment of political bafflegab
  • ‘Breaking the ice’ relates to reducing the size of ice cubes for drinks
  • The ‘tip of the iceberg’ alludes to the gradual rise of problems not previously evident in a project
  • Dealing with a ‘cold snap’ means handling a number of people feeling weakened by a virus
  • ‘Putting something on ice’ becomes a desirable option for diluting the effects of heat
  • Being ‘left out in the cold’ becomes more hurtful, because it’s not dependent on temperature
  • Feeling ‘snowed under’ identifies the emergence of projects put on hiatus during the winter

 

 

 

Maybe an ETF

As a category of options for individual investors, ETFs have become increasingly popular since the dawning of the new millennium.

An ETF, or Exchange Traded Fund, offers opportunity to be exposed to a vast array of segments of the marketplace, including uncommon and emerging.  Part of their flashy appeal comes from availability at relatively minimal cost, i.e. management fees.

There is greater transparency than with traditional mutual funds, concerning both fees and underlying holdings.  As much of financial reporting emphasizes, lower costs to the investor (other things being ‘equal’) translates to a higher compounded return over time for a given investment profile.

As with other categories of investments, such holdings are eligible for tax-preferred treatment, such as in TFSAs (Tax Free Savings Accounts) and RRSPs (Registered Retirement Savings Plans) in Canada.

While numerous ETFs provide index-type returns for common asset types, such as stocks, bonds, and balanced portfolios, with the ever-expanding spectrum of niche markets has come an expanding horizon of specialty ETFs.

For example, one Canadian provider offers ETFs focused on companies fitting themes of innovation, cyber-security, and even gender diversity.

You would think that, with such cutting age savvy, ETF marketers would be leaving few marketing stones unturned.

But, in a world of ever widening market niches, what about the following potential openings for ETFs…

  • Recycling of non-recyclable materials
  • Superhero endowment control centres
  • Abandoned facilities restoration guilds
  • Emotional baggage storage facilities and rental agencies
  • Devices for the head providing both virtual reality and gravitational resistance
  • Mirror image replacement technology
  • Unclaimed mint quality memorabilia, produced for championship runner-up teams
  • Static and outdated bricks and mortar locations
  • Advocacy groups for entrepreneurial pitches
  • Agencies specializing in esoteric collections
  • Climate resistance qualified, road structure contractors

Perhaps ETFs should also be an acronym for Everything That Fits (somewhere).

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TOP 10 New Year’s Resolutions for 2019

via TOP 10 New Year’s Resolutions for 2019

TOP 10 New Year’s Resolutions for 2019

The last year of the second decade of the new millennium is upon us; goals both new and refined remain to be clarified & charged up…

  • Lose weight by carrying fewer heavy memories and hefty resolutions
  • Cut and paste pictures of yourself on scenes of faraway places to reduce the size and expense of your bucket list
  • Resolve not to worry about stock market volatility by focusing instead on using more coupons
  • Promise yourself that the next time a fork in the road appears, you’ll take the tines necessary to consider what lies ahead
  • Establish a time capsule business for multi-generational inheritances
  • Discover a new species and become its trusted advisor in multilateral negotiations
  • Memorize the first and last lines of classic books so you sound like you are well read
  • Develop a new social networking site which functions to pass judgement on other social networking sites
  • Start up a Fisherman’s almanac with multiple choice weather predictions allowing the reader to act like a paid forecaster
  • Take a study at home course on how to interact more proactively with others

Objectives like these should set the stage for a HAPPY NEW YEAR!

Toast Time

A mini presentation that the vast majority of us likely have to make at one time or another is the Toast.

Whether it’s at a family gathering, or at a send-off for a friend or co-worker, this mini-speech is one where we want to make the best impression possible: on the person or group being saluted with the Toast, and on attendees who depend on us to elevate the occasion with our words and gusto. (more…)

Socially Correct Holiday Season Slogans

Let’s put out to pasture the term ‘political correctness’!

Not only has this expression increasingly fallen out of favour based on its accumulated baggage, built on decades of use, but the word political doesn’t stand up anymore as encompassing enough to cover the inexorable intrusion of social media and expression.

Therefore, let’s henceforth categorize any relevant references under the theoretically broader, more modern term of ‘social correctness’. (more…)

Reaction Times

 

Anyone able to reflect on this, based on years of personal experience or through research, knows that one of the biggest evolutions since the latter half of the twentieth century has been the speed of communications. Technology has become an indelible, intrusive catalyst of delivery; combined with more recent omnipresence of the internet and social media, has meant being part of a revolution in daily life around the world. (more…)